Ready to Find a Reliable Factoring Partner?

We offer same-day funding and competitive rates BUT we pride ourselves in our customer service. You won't find any hidden fees or locked-in contracts here!


Fill out this form to get started.

Then, we'll call you and get you a free quote!


Factoring services for the trucking industry:

We know it's difficult to pay for fuel at the pump while waiting for payment on a load hauled weeks ago.

Unlocking your largest asset, your accounts receivable, is the key to unlocking the potential of your business.

Getting Started is Simple:

Fill Out An Application

Fill out the form and we'll send you your application!

(NO application or set up fees!)

Get Your Free Quote

Based on your application, we'll give you a competitive factoring rate quote

(NO locked-in contracts!)

Submit Your First Invoice

We'll help you get set up with more resources for your business and you can send your first invoice right away!

Here's what our customers are saying:

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Derrick Ward

Owner - DLWPI Trucking LLC

Provident Commercial Finance has proven themselves to be a very integritous company, straight from the beginning! I am the Owner/Operator of a new Operating Authority, just became active June 2021. Scott has been an integral part of my business getting started, with dependable invoice fundings! Provident Commercial Finance has proven to be a business with Integrity, No hidden Fees, No hidden Contract, No Pressure! Scott is my account executive and he has proven himself to be a man of integrity.

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Gina L.

Owner - GL Logistics Services, Inc.

Provident Commercial is the best in the trucking industry. They offer the best and must sincere customer service experience you can experience.


As a company owner I do recommend them. They pay on time, no hidden fees, they offer the absolute best rates in the industry, and much more!


No contract and they pay you the next day. They will help you to connect to the best experience dispatchers in the industry and help you grow your business.


Give them a try you would not be disappointed.

Dan Lynam

Daniel Lynam

Director of Operations - Sanford Federal, Inc

Not only does Provident provide us financial support through Accounts Receivable Financing and other custom-tailored solutions, but they also serve as an asset to our team by providing us advice and guidance on various situations that we encounter in our day-to-day. Provident has been critical to our company's success and we highly recommend their services.

rolling hills logo

Brandon Bennett

Owner - Rolling Hills Express

We have enjoyed a valuable relationship with PCF since 2018. They have been a crucial ally in overcoming our previous funding limitations and helped us with our continued growth.

Some of Our Favorite Benefits:

✔️ No Monthly Minimums

✔️ Free Broker Credit Checks

✔️ Free Broker Credit Checks

✔️ Equipment Financing Through Provident Partners

✔️ Same-Day/Next-Day Funding Available

✔️ Fuel Advances

✔️ DOT Compliance/Permits

✔️ Choose Which Clients you Want to Factor

Basically, we're here to support your company's growth.

How We Do It:

Great Customer Service

Through a dedicated service provider

Dispatch Partnerships

To help your business grow!

No More Funding Delays

We train you on document submission that will be accepted by brokers the first time

Our Exclusive Payments Partner:

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We partner with Tank Payments so you can get paid faster than ever before!


Tank Payments is the perfect solution for freight carriers who want to get paid quickly and easily.


Our partnership means that you can get funded the instant your invoices are purchased - faster than ACH and cheaper than wires.


With Tank Payments, you can operate your business on a no-fee VISA commercial card, or move the funds to where you need them.


You're in control of your income - so you can focus on what's important, running your business.