Ready for a Reliable Factoring Partner?

Provident is a factoring company that provides factoring services for carriers and brokers in the transportation industry.


We offer same-day/next-day funding and competitive rates BUT we pride ourselves in our customer service. You won't find any hidden fees or locked-in contracts here!

Here's What Our Customers Are Saying:

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Derrick Ward

Owner - DLWPI Trucking LLC

Provident Commercial Finance have proven themselves to be a very integrous company, straight from the beginning! I am the Owner/Operator of a new Operating Authority, that just became active in June 2021. [My dedicated client advisor] has been an integral part of my business getting started, with dependable invoice fundings! No hidden fees, No hidden Contract, No Pressure! 

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Gina L.

Owner - GL Logistics Services, Inc.

Provident Commercial is the best in the trucking industry. They offer the best and most sincere customer service you can experience.

As a company owner, I do recommend them. They pay on time with no hidden fees, they offer the absolute best rates in the industry and much more!

No contracts and they pay you the next day. They will help you to connect to the most experienced dispatchers in the industry and help you grow your business.

Give them a try, you will not be disappointed.

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Brandon Bennett

Owner - Rolling Hills Express

We have enjoyed a valuable relationship with PCF since 2018. They have been a crucial ally in overcoming our previous funding limitations and helped us with our continued growth.

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Ashley Halloran

A & J Logistics, LLC

When I started with Provident I had no idea how to do invoicing! Jason took time to walk me through the process numerous times...I have had many learning curves along the way and he has always been very helpful with everything.  I don't think I would be where I am today had it not been for Jason and the rest of the Provident team!

Stay n'Loaded

Francisco Valesco Payan

Stay'n Loaded Hauling LLC

I was introduced to Provident by a broker. I was told that Provident provided great customer service, the best part was knowing that I was not going to be locked into a long-term contract. [My client advisor] explained everything about factoring to me and taught me how to use Provident's platform to submit our invoices. She reaches out to me right away if I make a mistake and makes sure we get paid! Thank you for helping us start our business!


Elsie Ejisimekwu

Cole Train Express LLC

I am so glad that I was introduced to Provident. They have given me a sense of peace when it comes to the factoring side of my business. I love the guys that work with me. They have also helped me with savings on fuel by introducing me to a fuel discount program. I saved over nine thousand dollars in 2020!

TNJ Capital

Tammy Johnson

TNJ Capital LLC

Since I was referred to Provident, I have had the best experience in learning about factoring. The staff is very polite, knowledgeable, and willing to walk you through the process. Everybody at Provident that I have spoken to has given exceptional customer service...


Susan Bundy

Bundy Transport Service, LLC

My switch to PFC was the best choice I could have made for our company. I was able to keep more of my capital when I made the switch because of the lower fees they offered from my previous factoring company. The staff here is also amazing. Everyone I have had interaction with has been more than helpful to all my needs.

Getting Started is Simple:

Fill Out An Application

Fill out the form and we'll send you your application!

(NO application or set up fees!)

Get Your Free Quote

Based on your application, we'll give you a competitive factoring rate quote

(NO locked-in contracts!)

Submit Your First Invoice

We'll help you get set up with more resources for your business and you can send your first invoice right away!

We know it's difficult to pay for fuel at the pump while waiting for payment on a load hauled weeks ago.

Unlocking your largest asset, your accounts receivable, is the key to unlocking the potential of your business.

Some of Our Customers' Favorite Benefits:

✔️ No Monthly Minimums

✔️ No Locked-In Contracts

✔️ Free Broker Credit Checks

✔️ Equipment Financing Through Provident Partners

✔️ Same-Day/Next-Day Funding Available

✔️ Fuel Advances

✔️ DOT Compliance/Permits

✔️ Choose Which Clients you Want to Factor

We're here to support your company's growth.

How We Do It:

Great Customer Service

Through a dedicated client advisor

Dispatch Partnerships

To help your business grow!

No More Funding Delays

We train you on document submission that will be accepted by brokers

Our Fuel Card Partner:

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