Provident is excited to join the Scale Bank team!

Provident is now part of Scale Bank, bringing enhanced flexibility and capital to cater to expanding clients. This partnership, alongside Scale Funding, a Scale Bank division, ensures our clients and we receive the necessary support and resources for future growth.







Worried about finding factoring support when you need it? That's where we come in...

Unlike other factoring companies, we pride ourselves in our all-star customer service delivered through a dedicated client advisor. That means you'll reach us on the first call.

Here are some other things we pride ourselves in:

✔️ No Application or Set Up Fees

✔️ No Locked-In Contracts or Hidden Fees

✔️ No Monthly Minimums

We're here to support your company's growth.

When they say no hidden fees, they mean it! The process is really simple.

Finally, get the support you need without any tricks.

We're recognized by these National Associations

Who We Are

Cash flow is the foundation of any business - let us help you build on rock and not on sand. We are here to provide the money you need to grow, as quickly as your business model will allow.


Talley Clower

Senior Vice President

Jason Langston

Senior Vice President

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Derrick Ward

Owner - DLWPI Trucking LLC

Provident Commercial Finance have proven themselves to be a very integrous company, straight from the beginning! I am the Owner/Operator of a new Operating Authority, that just became active in June 2021. [My dedicated client advisor] has been an integral part of my business getting started, with dependable invoice fundings! No hidden fees, No hidden Contract, No Pressure! 

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Gina L.

Owner - GL Logistics Services, Inc.

Provident Commercial is the best in the trucking industry. They offer the best and most sincere customer service you can experience.

As a company owner, I do recommend them. They pay on time with no hidden fees, they offer the absolute best rates in the industry and much more!

No contracts and they pay you the next day. They will help you to connect to the most experienced dispatchers in the industry and help you grow your business.

Give them a try, you will not be disappointed.

rolling hills logo

Brandon Bennett

Owner - Rolling Hills Express

We have enjoyed a valuable relationship with PCF since 2018. They have been a crucial ally in overcoming our previous funding limitations and helped us with our continued growth.


Christopher Cook

Phantom Energy Group

Provident Commercial Finance has 100% changed my life.  I am a small business in the Oil and Gas Industry and was a start-up business a little over two years ago. In no way could my business or my family be where we are today without Provident. Talley and his team have made me feel very comfortable from day one in handling my financial needs. If you are a start up business or any business that needs financial support, Provident would be my ONLY call.

A&J Logistics

Ashley Halloran

A & J Logistics, LLC

When I started with Provident I had no idea how to do invoicing! Jason took time to walk me through the process numerous times...I have had many learning curves along the way and he has always been very helpful with everything.  I don't think I would be where I am today had it not been for Jason and the rest of the Provident team!

Stay n'Loaded

Francisco Valesco Payan

Stay'n Loaded Hauling LLC

I was introduced to Provident by a broker. I was told that Provident provided great customer service, the best part was knowing that I was not going to be locked into a long-term contract. [My client advisor] explained everything about factoring to me and taught me how to use Provident's platform to submit our invoices. She reaches out to me right away if I make a mistake and makes sure we get paid! Thank you for helping us start our business!


Elsie Ejisimekwu

Cole Train Express LLC

I am so glad that I was introduced to Provident. They have given me a sense of peace when it comes to the factoring side of my business. I love the guys that work with me. They have also helped me with savings on fuel by introducing me to a fuel discount program. I saved over nine thousand dollars in 2020!

TNJ Capital

Tammy Johnson

TNJ Capital LLC

Since I was referred to Provident, I have had the best experience in learning about factoring. The staff is very polite, knowledgeable, and willing to walk you through the process. Everybody at Provident that I have spoken to has given exceptional customer service...


Susan Bundy

Bundy Transport Service, LLC

My switch to PFC was the best choice I could have made for our company. I was able to keep more of my capital when I made the switch because of the lower fees they offered from my previous factoring company. The staff here is also amazing. Everyone I have had interaction with has been more than helpful to all my needs.


Orlando Mendoza

Owner - OM Transportation Inc

[To Dedicated Client Advisor]

"I just wanted to thank you for everything you do for me. I’m away today on vacation and everything you are doing to help me is amazing, I have not had this level of service before and I just wanted to let you know what an amazing job your doing, sir."